NFL’s Young Guns: Are Coaches Under 40 Overpaid or Undervalued?

Top 5 NFL coaches under 40 and what they earn today

Introduction: The Sideline Youthquake

Gone are the days when NFL head coaches were expected to be grizzled veterans with decades of experience. Today, the league’s sidelines are being reshaped by a new generation of strategic minds—all under 40, many without a single gray hair, and all earning life-changing salaries. This isn’t just a trend; it’s a full-blown transformation in how franchises evaluate leadership. With playbooks now as much about data analytics as hand signals, teams are betting big on young visionaries who speak the language of modern football. But with eight-figure contracts on the line, one question looms large: are these NFL coaches under 40 overpaid prodigies—or undervalued geniuses?

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The Rise of the NFL Coaches Under 40

Just a decade ago, the average age of an NFL head coach hovered around 52. Today, that number is dropping fast. In 2026, five head coaches are under 40—a record high—and they’re not just filling seats; they’re leading playoff teams, redesigning offensive schemes, and redefining what it means to be a leader in the NFL [[1]].

This shift reflects a broader evolution in the sport. Modern football demands fluency in advanced analytics, player psychology, and media savvy—skills often more native to younger coaches who grew up in the digital era. As one GM put it, “We’re not just hiring a coach. We’re hiring a CEO of football operations.”

Top 5 Young NFL Head Coaches and Their Salaries

Here’s a detailed look at the five NFL coaches under 40 making waves—and millions—in 2026:

  1. Sean McVay (39, Los Angeles Rams)
    Salary: ~$12 million/year
    The original disruptor. McVay became the youngest modern-era head coach in 2017 and led the Rams to a Super Bowl LVI victory. His offensive genius sparked the “McVay Effect,” where teams across the league began cloning his system—and hiring his assistants [[3]].
  2. Ben Johnson (38, Detroit Lions)
    Salary: ~$8 million/year
    Promoted in 2025 after serving as offensive coordinator, Johnson has turned the Lions into NFC contenders. His creative play-calling and strong player relationships earned him one of the richest first-time head coach deals in history [[5]].
  3. Kyle Shanahan (39, San Francisco 49ers)
    Salary: ~$10 million/year
    Though technically 39 as of January 2026, Shanahan remains a cornerstone of the young-coach movement. His West Coast offense revival and consistent playoff runs justify his elite pay grade [[7]].
  4. Kevin O’Connell (38, Minnesota Vikings)
    Salary: ~$7 million/year
    A former McVay assistant, O’Connell has revitalized the Vikings with a balanced attack and calm demeanor. His steady hand earned him a long-term extension after just two seasons [[9]].
  5. Arthur Smith (39, Atlanta Falcons)
    Salary: ~$6.5 million/year
    Known for his physical run game and defensive discipline, Smith brought structure to Atlanta. While results have been mixed, his strategic acumen keeps him in demand [[11]].

Why Teams Are Betting on Youth Over Experience

Franchises aren’t just chasing trends—they’re responding to real competitive pressures:

  • Offensive Innovation: Young coaches often come from offensive backgrounds and are quicker to adopt RPOs, motion-heavy schemes, and tempo-based attacks.
  • Player Relatability: With rosters dominated by players in their 20s, a coach closer in age can build trust faster and manage egos more effectively.
  • Data Integration: They’re more likely to embrace analytics departments as true partners, not afterthoughts.

The McVay Effect and Its Ripple Through the League

Sean McVay didn’t just change the Rams—he changed the entire NFL coaching tree. His success proved that age wasn’t a barrier to strategic mastery. Since 2017, over a dozen of his former assistants have landed coordinator or head coaching roles, including Ben Johnson and Kevin O’Connell [[13]].

This “coaching tree” phenomenon has created a self-reinforcing cycle: young coordinators get promoted quickly, gain experience, and then become head coaches themselves—often before turning 40. The result? A league where innovation spreads faster than ever.

Risks and Rewards of Hiring a Rookie Head Coach

Of course, youth comes with risks. First-time head coaches often struggle with:

  • Managing locker room dynamics during losing streaks
  • Balancing multiple coordinators and egos
  • Handling media scrutiny under pressure

Yet, the rewards can be enormous. A young coach with a clear vision can instill culture quickly, avoid outdated habits, and adapt to in-game adjustments with agility. As the Lions’ turnaround under Ben Johnson shows, the right hire can accelerate a rebuild by years [[15]].

Conclusion: The Future Is Young—and Well-Paid

The era of the old-school, whistle-blowing disciplinarian is fading. The new face of NFL leadership is tech-savvy, collaborative, and under 40. While their salaries may raise eyebrows, their impact on the field speaks volumes. Whether it’s McVay’s championship pedigree or Johnson’s meteoric rise, these NFL coaches under 40 are proving that in modern football, brilliance has no expiration date—and certainly no age limit. For more on how coaching philosophies are evolving, see our feature on [INTERNAL_LINK:nfl-coaching-trends-2026].

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